Rural Loans Made Simple
Whether you're ready to purchase your dream home or you've found the perfect piece of land to put down roots, we're here to help you start living the rural lifestyle.
- Frequently Asked QuestionsWhat kind of loans does Farm Credit of Western Arkansas make?
We provide financing for:
- Agricultural operations (livestock, poultry, equipment, crops, agribusinesses)
- Land purchases (recreational, timber, bare land for future homes)
- Rural homes and home construction
- Timber and forestry products.
Is there a maximum loan amount or acreage?No, we offer flexible financing with no maximum loan amount or acreage limitation.
What are the interest rate options?We offer both long-term, fixed and variable rate loans. Fixed rates are competitively priced and never balloon.
Can I finance bare land to build on later?Absolutely. We offer one-time closings for both land and construction loans, making it easy to transition from land purchase to building your dream home.
Absolutely. We offer one-time closings for both land and construction loans, making it easy to transition from land purchase to building your dream home.We support all type of agriculture—from large-scall full-time farming operations to small, part-time hobby farms.
How can I estimate what home or land I can afford?You can use our loan calculator to estimate your affordability based on income, down payment, and loan terms.
What Is Patronage and how does it benefit me?As a cooperative, we return a portion of our profits to qualifying members through patronage when we have a good year. In 2025, we returned $12 million to our members.
Looking for financing on land, a rural home, or farm in western Arkansas? Click here to get started.