Owner is offering owner financing with 20% down and the mortgage amortized for 20 years at a 6% interest rate with a balloon payment at the end of 5 years.There are 2 lots side-by-side in the Florida Palms subdivision. This is a townhome community. The lots are high and dry - ready for townhomes to be built. These are the last two lots available in Florida Palms. Each lot is $45,000, the owner would like to sell the two lots together for $90,000, but he will consider selling them separately.