Coastal Living at Its Finest - No HOA Fees & Low Electric Bills! Imagine waking up just minutes from the Gulf of America in a beautifully maintained, fully furnished stilt home in the desirable Hernando Beach community. This three-bedroom, three-bath residence combines style, comfort, and practicality, featuring no HOA fees and a low electric bill thanks to extra attic insulation, making it as economical as it is stunning. The main living area features engineered wood floors and an open-concept design that connects the great room to a bright, well-appointed kitchen with ample cabinetry, a large island, and upgraded finishes—perfect for entertaining or family gatherings. The master suite serves as a private retreat with a walk-in shower, double vanity, and spacious walk-in closet. Two additional bedrooms and a full bath complete the upper level. The lower level offers a private bedroom and full bath, providing flexible space for guests, multigenerational living, or a home office. A large, oversized garage with tall doors provides ample space for toys, golf carts, and storage, and even includes a dedicated workshop area. The fenced backyard adds privacy with room for outdoor living. Located close to marinas, restaurants, and nature preserves, this home combines modern amenities with the relaxed charm of Florida's Gulf Coast. Thoughtfully designed, move-in ready, and offering smart savings with low energy costs, it's your chance to enjoy the Hernando Beach lifestyle at its very best!