ASSUMABLE VA LOAN WITH A 3.125% INTEREST RATE OR 100% USDA Financing Available! This stunning 2-story home in Lynn Haven, just 4 blocks from Bay Haven Charter Academy, offers 4 bedrooms plus office, 2.5 baths, and a spacious 2-car garage. The home is bathed in natural light, featuring an open floor concept with LVP flooring throughout.The modern kitchen is equipped with stainless steel appliances, quartz countertops, and a subway tile backsplash. French doors lead to a meticulously maintained yard, highlighted by a beautiful River Birch tree and a landscaped sitting area with a fire pit. There's also a charming garden space on the side of the house, perfect for growing your own vegetables.All bedrooms are located upstairs, ensuring privacy, along with a versatile bonus area ideal for an office. The large master bedroom includes a cozy balcony with views of the front yard, providing a peaceful retreat. A convenient half bathroom is situated downstairs next to the laundry room.This home combines comfort and convenience in a sought-after neighborhood. Don't miss this opportunity to make it yours! Ask your agent for more information about the optional seller paid 2-1 interest rate buy down program offered on this property. All information is deemed reliable but is not guaranteed; buyers are advised to verify if important. Seller has directed: NO subject-to, owner financing, mirror wrap, or wrap around mortgage offers.