Spacious and sunny, this versatile property offers both comfort and income potential! Located in a highly desirable neighborhood within X flood zone, no flood insurance required. The main home features 2 bedrooms, including a primary suite with soaring ceilings, loft space, and access to a private deck balcony. A generous bonus room downstairs provides flexibility for a third bedroom, family room, or office. Updates include newer windows for added efficiency. Adding incredible value, the property also includes a separate 2-bedroom apartment with its own private entrance, full kitchen, and bath-ideal for generating rental income. Enjoy a huge fenced backyard perfect for entertaining, gardening, or future expansion, along with a convenient downstairs enclosed storage area. Centrally located, this property is just minutes from Florida's world-famous Gulf beaches, vibrant Downtown St. Pete, shopping, and dining.