Situated in Palmetto Harbor, one of North Myrtle Beachs most distinguished custom-home communities along the Intracoastal Waterway, this refined coastal residence offers an exceptional blend of privacy, scale, and waterfront lifestyle, all within a short golf cart ride to the beach. The home is thoughtfully designed with an elevator servicing all levels, providing seamless access and everyday convenience. The entire ground level serves as a private mother-in-law suite, offering its own entrance, full kitchen, living area, wet bar with wine cooler, laundry, bedroom, and 1.5 baths, ideal for multigenerational living or elevated guest accommodations. The owners suite spans the entire top floor, creating a secluded retreat with panoramic Intracoastal Waterway views. This luxurious level features a spa-inspired bath with walk-in shower and dual shower heads, expansive walk-in closet, private laundry, wet bar with wine cooler, sitting area with jacuzzi tub, private balcony, and a striking double-sided fire place feature that anchors the suite. The main living level is defined by open, light-filled spaces, including a chefs kitchen with upgraded appliances, granite countertops, custom cabinetry, and generous island seating flowing seamlessly into the great room. Plantation shutters throughout, hardwood and tile flooring, and wet bars on every floor reflect the homes attention to detail and elevated design. Multiple porches, balconies, and a waterfront patio extend the living experience outdoors, offering ideal settings to enjoy coastal breezes and sunset views over the Intracoastal Waterway. Additional features include three laundry rooms (one on each floor), multiple balconies, and a layout that balances grand scale with everyday livability. Conveniently located near Main Street, waterfront dining, marinas, and golf, and within a community known for exceptionally low HOA dues, this property represents a rare opportunity to own a luxury Intracoastal Waterway home with generous square footage and close beach access in North Myrtle Beach.