Welcome home to this warm and inviting ranch-style retreat, nestled in a well-established neighborhood. The covered front porch is the perfect spot to enjoy your morning coffee, setting the stage for the comfort youll find inside. Step into a spacious living room that flows seamlessly into a formal dining areaideal for family dinners or entertaining friends. With three bedrooms and two bathrooms on the main level, plus a finished lower level that adds flexible space for guests, hobbies, or a home office, theres room for everyone. The kitchen comes complete with all appliancesincluding the washer and dryerso you can move right in. Hardwood floors lie beneath the carpet, ready to shine if you choose to uncover them. Outside, the fenced backyard is perfect for summer barbecues, playtime, or simply relaxing on the patio. A handy shed and breezeway to the garage add extra convenience and storage. (Fun fact: the owners once used a bedroom window as a passthrough to the breezeway!) Whether youre a first-time buyer, looking for an investment, or ready to downsize and retire, this home is ready to be filled with new memories. And with Neighborhood Financing availableincluding a $10,000 grant and down payment assistanceits easier than ever to make it yours.