Nestled in a quiet neighborhood on charming Amelia Island, this well-maintained 3-bedroom, 2-bath home offers exceptional value with a rare combination of island living and Lower County Taxes. Set on a spacious quarter-acre lot with mature trees, the home features a paver driveway, Andersen Windows, and a thoughtfully designed layout filled with natural light. The open-concept kitchen and dining area flow into a bright Florida room—ideal for a home office, enclosed lounge, or additional living space—and a cozy fireplace adds to the inviting atmosphere. The attached garage includes generous built-in storage and a pull-down ladder for easy attic access. A new HVAC system (2025), water softener and whole-home GENERAC Generator provide year-round comfort and peace of mind. The expansive backyard is perfect for entertaining, gardening, or simply unwinding under the oaks. Whether you’re looking for a full-time residence or a flexible investment, this property allows daily, weekly, monthly, or long-term rentals with no HOA dues to limit your plans. Located just minutes from the beach, historic downtown Fernandina, and top-rated Nassau County schools, this home is a true gem in a highly desirable coastal community.