CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS Cleared and Ready to Build - Design Your Dream Home in Panama City, Florida! This rare, oversized property in the heart of Panama City offers an exceptional opportunity to design and construct your dream home in a quiet, convenient neighborhood-just minutes from everything. Situated on 0.361 acres (over 15,700 square feet), this uniquely shaped diamond lot provides remarkable width and depth, ideal for creating a true backyard retreat. There's ample space for a pool and pool house, detached garage, custom workshop, or even a pole barn and guest suite. The property has been professionally cleared and leveled, with additional loads of dirt added to ensure a strong foundation for new construction. The former septic system, previously located near the front/center of the lot, has been removed to allow for a more functional layout and expanded home footprint. This improvement unlocks endless design possibilities-build closer to the front and create a private backyard oasis with plenty of room for boats, RVs, and outdoor toys. Located in unincorporated Bay County, the property is serviced by the City of Panama City for water and garbage, Florida Power & Light for electricity, and TECO Gas for optional natural gas. Zoned R-1 (single-family residential) and located within a short-term-rental-friendly area, this property is ideal for full-time residents, vacation homeowners, or investors seeking flexibility and long-term value. Enjoy easy access to schools, parks, restaurants, and shopping, with Panama City Beach only 10 minutes away and the Navy Base approximately 15 minutes. With its central location, build-ready condition, and generous lot size, 152 Concord Circle represents one of the best values in Panama City's established neighborhoods. Bring your builder and start planning your Florida dream home today! Buyer to verify all measurements, zoning details, and any information deemed important.