With $99 down and $99 per month, you can claim land thats yours without waiting for the perfect time. This is a strong fit for someone who wants affordable ownership, off-grid flexibility, and a simple place to breathe, reset, and get away from the nonstop pace of everyday life.

One of the best parts about this deal is that youre not buying one tiny lot and calling it a day. Youre getting two side-by-side lots sold together, which gives you more room and more options.

That matters because two lots can make the property feel more open and more comfortable when youre actually standing on it. Even at 0.52 acres total, the layout can give you extra space to spread out, park, or set things up in a way that feels more private. Its also a smart way to get more value without making the purchase more complicated. Youre still buying one combined property, but you get the benefit of owning two adjoining pieces of land at the same time.

This property is located in Valencia County, New Mexico, near El Cerro Mission and close to Belen. The area is known for wide desert views, big skies, and quiet surroundings. Its the kind of place where the world feels slower, the noise drops off, and you can finally think clearly again.

If youve been searching for New Mexico desert land, El Cerro Mission NM land, or land near Belen NM, this is a clean and simple option that keeps ownership easy.

From satellite imagery, the land looks mostly level with open desert terrain. Thats a big plus for many buyers because land that looks mostly level can be easier to walk, easier to park on, and easier to enjoy right away. It also makes it easier to picture how you might use the space over time. We still recommend walking the property yourself so you can confirm how it feels in person.

The property has dirt road access, which is common for rural land in this part of New Mexico. Dirt road access also helps keep the area quiet and low-traffic, which many land buyers prefer when they want space and privacy.

This property is also a great match for buyers who like the idea of off-grid ownership. Instead of being locked into one setup, you can choose the power and water plan that fits your goals and your budget.

Many landowners in rural New Mexico choose simple off-grid options like:

Solar power

Generator power

Water hauling or a cistern setup

Septic when ready

This is not the kind of land that forces you into a big project right away. It gives you room to keep things simple, take your time, and enjoy ownership without pressure.

Here are the terms:

Cash Price: $2,099

Down Payment: $99

Monthly Payment: $99

Term Length: 40 months

Doc Fee: $249 (non-refundable)

Annual Taxes: $9.96

That annual tax number is a major plus. It helps keep the long-term holding cost low, which matters a lot when you want a property you can hold onto without feeling like its draining your wallet every year.

To keep everything clean and honest, we also recommend this simple step:

Buyer to verify camping and use rules with Valencia County. Rules can change over time, so this helps you feel confident about what you can do with the land before you commit.

Another nice part of this location is that youre near El Cerro Mission and not far from Belen, NM, which makes it easier to grab supplies, fuel, food, or anything else you want before heading out to your property.

This land is a strong fit for someone who wants a small, affordable piece of New Mexico to own. Its also a great option if you like the idea of owning land now, even if youre not ready to do anything big with it yet. Some buyers want land they can hold long-term. Others want a simple place to get away once in a while. Either way, the value here is that you can own it without taking on a massive payment or a complicated process.

You dont need to overthink this one. Its two lots, sold together, with easy terms and low yearly taxes. If youve been waiting for a deal that feels realistic, this is the kind of land that makes ownership feel possible.

What Youre Getting With This Property

Two adjoining lots sold together

0.52 acres total

Valencia County, New Mexico

Near El Cerro Mission

Near Belen, NM

Dirt road access

Open desert terrain

Off-grid friendly area

Owner financing available

$99 down and $99/month

Annual taxes only $9.96

Property Details

APNs: 1019032075024309250 & 1019032075024309260

Coordinates: El Cerro Mission, NM 87031

Size: 0.52 acres (combined 2-lot parcel)

Terrain: Mostly level appearance from imagery with open desert terrain

Access: Dirt road

Closest City: El Cerro Mission, near Belen, NM

Utilities: Off-grid friendly area (buyer to plan septic, water solution, and solar or generator setup)

Gentle Next Step (What to Expect When You Reach Out)

If this land feels like the kind of simple ownership youve been looking for, wed love to talk with you.

When you reach out to our team, you wont get a rushed sales pitch or a scripted answer. Youll get real help from people who care about making land buying feel clear and comfortable. Well take the time to listen to what you want, explain the details in plain language, and help you understand what ownership looks like so you can make a decision you feel good about.

Even if youre just starting out and youre not sure what questions to ask yet, thats completely okay. Reach out today and well guide you step-by-step so you walk away with clarity, confidence, and a plan that fits you.

State: NM

County: Valencia

Zip: 87031

Size: 0.52 acres

Apn: 1019032075024309250 & 1019032075024309260

Legal Description: RIO DEL ORO Lot: 5 Block: 25 Unit: 10 .25 +/- AC and RIO DEL ORO Lot: 6 Block: 25 Unit: 10 .25 +/- AC

Lat/Long Coordinates:

Nw: 34.7105, -106.569457

Ne: 34.710476, -106.569191

Sw: 34.710144, -106.569504

Se: 34.71012, -106.569241

Elevation: 5251 feet

Annual Taxes: Approx. $288 per year

Zoning: Residential Property, Recreational Property, Undeveloped Land

Flood Zone: No

HOA/POA: No

Improvements: No improvements done.

Access: Dirt Road

Water: Will need to install a Well

Sewer: Will need to install a Septic System

Utilities: Utilities Available nearby

Owner Financing:

- $99 down (plus the non refundable doc fee of $249)

$99 down $99/Mo for 40 months (plus prorated taxes and note maintenance fee)

We do not offer owner financing for residential use or full-time living on the property during the financing term.