This exceptional beachfront property on the Gulf of Mexico offers a rare opportunity to own a dual-purpose retreat that combines the joys of a family vacation home with the benefits of an income-generating investment property. Featuring breathtaking, unobstructed views of Horn Island and nestled on over an acre of land with 135 feet of pristine waterfront, this one-of-a-kind coastal estate offers the perfect blend of luxury, resilience, and flexibility. For those seeking a Gulf-front family retreat, the main house offers a thoughtfully designed, two-story layout elevated on 10-foot concrete pilings, spanning over 1,700 square feet with three bedrooms and three bathrooms. The spacious 2,000+ square feet of outdoor living space includes multi-level decks perfect for morning coffee, sunset cocktails, and year-round entertaining, alongside a custom saltwater pool ideal for family gatherings or peaceful relaxation. The property's income-producing potential is unmatched, thanks to a fully independent 900-square-foot guest house with two bedrooms and two bathrooms. This guest home is fully furnished and actively operating as an Airbnb, offering immediate revenue opportunities for out-of-state buyers or those seeking a vacation rental investment. Use it to host family and friends or generate passive income, all while enjoying your own private Gulf-front oasis. Additional features include a 20 x 30 garage with 14-foot sidewalls and oversized doors, making it the perfect space to store watercraft, paddleboards, or fishing gear for enjoying the Gulf of Mexico. Built by the renowned Deltec Homes, this property was designed with coastal living in mind. It exceeds Miami-Dade standards, with hurricane-rated construction capable of withstanding winds up to 190 mph. Located in the coveted X flood zone, this home provides peace of mind and safety rarely found in waterfront properties. Inside, the main house is a haven of modern luxury, featuring a Chef's kitchen with top-of-the-line Caf appliances, induction cooking, multiple sinks, and a stunning Quartz island. The master suite redefines comfort, offering a spa-inspired bathroom with a soaking tub and a custom shower with multiple showerheads, all built with a comprehensive Schluter waterproofing system. For those seeking smart and sustainable living, the home is equipped with Google Smart Home automation, including ADT security, Nest doorbells, and Yale locks. The property maximizes energy efficiency with 15 400-watt solar panels, spray foam insulation, and storm-grade insulated windows. Both the main home and guest house are equipped with self-cleaning whole-house water filtration systems, ensuring sustainability and convenience at every turn. Turnkey Airbnb Property Income-Generating Guest House Short-Term Rental Opportunity Fully Furnished Vacation Rental Proven Rental History Passive Income Potential Investment Property Dual-Income Property Live and Earn Two Homes in One Separate Guest House Private Secondary Dwelling Income-Producing Vacation Home On-Site Rental Opportunity Multi-Unit Living Property Highlights Premier Gulf-Front Location Sprawling 1.1-acre estate with 135 feet of waterfront and a bulkhead Located in Zone X, meaning all structures are outside flood and velocity zones Superior Coastal-Grade Construction Built for durability with high-wind construction on both homes Marvin impact-resistant windows and doors throughout Oxford aluminum shingle roof with a 4-way interlocking panel system, Kynar 500 coating, and 26,000 psi tensile strength 2400 psi 2x6 construction with ]" drywall for added structural integrity Simpson continuous metal strapping from roof to foundation for hurricane resistance Schluter waterproofing system in all showers for longevity Independent whole-house water filtration systems in both homes Vaulted T&G ceilings in the second floor of the main home and throughout the second home Oversized 20' x 30' garage with 14' sidewalls and 12' x 12' storm-rated roll-up doors on both ends Outdoor & Entertainment Features Custom Gunite saltwater pool with a tanning ledge and built-in table 1400 sq ft of covered outdoor living space plus 800 sq ft of pool decking Stunning Gulf Views Professionally landscaped grounds with a full irrigation system Luxury Interior & High-End Kitchen Features Gourmet kitchen with top-of-the-line Caf appliances, including: Advantium 5-in-1 Smart Oven French Door Convection Oven Counter-depth refrigerator Whisper-quiet dishwasher Custom quartz countertops and 36" quartz sink with a separate prep sink Soft-close cabinetry with pull-out spice and utensil drawers Spa-Like Bathrooms Custom large-format porcelain tile showers with built-in niches and linear drains Delta fixtures throughout, with dual showerheads and hand wands in the master bath Freestanding soaking tub in the master suite Toto toilets in the main house and space-saving wall-mounted toilets in the second home Custom glass wall in the master bath for a sleek, modern design Smart Home & Security Features Fully integrated Google Smart Home system ADT+ security system with window, door, and motion sensors Nest learning thermostat, smoke/CO2 detectors, and doorbells Yale+ digital locks for keyless entry Floodlight security cameras covering driveway and pool areas Energy Efficiency & Sustainability 15 high-output 400-watt solar panels for reduced energy costs Full spray foam insulation for superior energy efficiency Low-E 366 Argon Marvin windows and doors for enhanced climate control Nest thermostat with humidity control for year-round comfort This one-of-a-kind property seamlessly blends luxury, resilience, and income potential, offering the perfect Gulf Coast retreat with an income-producing guest home or private Airbnb rental opportunity. Based on a conservative estimate of occupancy of 40%, and nightly rates of $300 for the 2 bedroom cottage, and $500 for the 3 bedroom which are below existing market rates. At a purchase price of $1,250,000 and 20% down, factoring in your property taxes, and yearly property insurance, utilities of $450 (below established average) and mortgage rate at 7%: Revenue Calculation: 2 Bed / 2 Bath Rental: Nightly Rate: $300 Occupancy: 40% Monthly Revenue: $300 (30 0.40) = $3,600 Annual Revenue: $3,600 12 = $43,200 3 Bed / 3 Bath Rental: Nightly Rate: $500 Occupancy: 40% Monthly Revenue: $500 (30 0.40) = $6,000 Annual Revenue: $6,000 12 = $72,000 Total Annual Revenue: $43,200 + $72,000 = $115,200 Expense Calculation: Mortgage Payment (7% interest, $1,000,000 loan, 30-year term): Using a mortgage calculator formula: Monthly Payment H $6,653 Annual Mortgage Payment = $6,653 12 = $79,836 Property Taxes: $2,100 per year Insurance: $7,700 per year Utilities: Monthly: $450 Annual: $450 12 = $5,400 Total Annual Expenses: Mortgage: $79,836 Taxes: $2,100 Insurance: $7,700 Utilities: $5,400 Total: $95,036 Profit Calculation: Net Annual Income = Revenue - Expenses $115,200 - $95,036 = $20,164 (Annual Net Profit) Monthly Profit: $20,164 12 = $1,680 ROI (Return on Investment) Calculation: Cash Invested = $250,000 (Down Payment) Annual ROI = ($20,164 $250,000) 100 = 8.07% Final Summary: Gross Revenue: $115,200 per year Total Expenses: $95,036 per year Net Profit: $20,164 per year ($1,680/month) ROI on Down Payment: 8.07% annually Monthly Mortgage Payment: $6,653.02 Annual Revenue: $116,800.00 Total Annual Expenses: $100,876.30 Net Annual Income (Profit): $15,923.70