Charming Rustic Rancher located in picturesque Lower Bank! Welcome to 13 Charles in Lower Bank - a cozy 3-bedroom, 1-bath ranch-style home perfectly situated within walking distance to the marina and a popular waterfront restaurant. This inviting property features brand-new carpeting throughout, a bright and airy sunroom perfect for relaxing or entertaining, and a huge backyard ideal for gatherings, gardening, or play. Enjoy outdoor living on the spacious deck with built-in seating, offering a great spot to unwind and soak in the surroundings. Whether you're looking for a year-round home or a weekend getaway, this rustic retreat offers comfort, convenience, and coastal charm all in one. The postal code states Egg Harbor City, however the home is located in Lower Bank.