It all starts with the spot. Build your lake dream home here and enjoy yourself in absolute peace and quiet. Restrictions are minor 1500 sq ft minimum, no mobile homes, no junk cars, no livestock. Maintenance fee is $300/year to keep up the property. They don't make anymore lake property the saying goes. Make sure you get yours. Cumberland Shores is a gated community just north of Monticello, KY. Beaver Creek Marina is only 7 miles away for easy lake access. Mostly done as a vacation home development the lots were sold as future investments and building later when people retire. It's not like a regular residential neighborhood. As of now there are only about half a dozen properties out there. So due to the slower rated of development you will have some good privacy for quite a while. Underground utilities and a low tax rate make this a highly desirable property.