Owner Financing:
- $6,000.00 down (plus the $0 doc fee)
- $6,000.00 down $564.80/Mo for 84 months (plus prorated taxes and note maintenance fee)
Some properties feel like a project.
Others feel like a place you could return to for years.
This 1.895-acre parcel in Grassy Creek, North Carolina sits in a quiet stretch of Ashe County where the road is paved, the trees are tall, and the setting feels settled without feeling crowded.
Its the kind of spot you walk slowly the first time.
Not because its dramatic.
Because it feels steady.
A Property You Can Actually Picture
As you step onto the ground, you notice the gentle slope. Nothing extreme. Nothing intimidating. Just a natural roll that gives character without making movement difficult.
Hardwoods rise throughout the parcel, spaced enough to let light through. You can stand in several areas and imagine how things might be arranged ...
Hardwoods rise throughout the parcel, spaced enough to let light through. You can stand in several areas and imagine how things might be arranged over time. A driveway that curves naturally. A cabin set back just enough for privacy. A porch that catches the evening air.
There is room to think here.
Thats what makes it different.
Why Grassy Creek Works
Grassy Creek sits in the northern part of Ashe County, tucked into the Blue Ridge Mountains of North Carolina.
It is about:
20 minutes to West Jefferson
45 minutes to Boone
15 minutes to the New River
25 minutes to Mount Jefferson State Natural Area
West Jefferson gives you groceries, restaurants, and local shops. Boone brings steady activity and outdoor recreation. The New River adds fishing and floating. Mount Jefferson offers hiking and views that stretch for miles.
You are close enough to everything that matters but far enough that it still feels like the mountains.
Buyers searching for Ashe County NC property often want that balance.
What Makes This Parcel Practical
Access is paved. Power is available at the lot line. Fiber internet is available through SkyLine SkyBest Communications.
These arent flashy features. They are foundational ones.
They make future planning smoother. They make ownership simpler. They make it easier to build something that fits modern expectations without fighting infrastructure challenges.
Well and septic would need to be installed, and buyers should confirm intended use directly with Ashe County.
Everything here is straightforward.
The Long View
There is something steady about owning ground in the North Carolina mountains.
Maybe you build right away.
Maybe you wait.
Maybe it becomes the place you return to every season. Maybe it quietly supports itself over time. Maybe it becomes something your family talks about years from now.
The important part is control.
You decide when.
You decide how.
You decide what it becomes.
This 1.895-acre property in Grassy Creek gives you that flexibility without forcing a timeline.
Property Details
1.895 acres in Grassy Creek, Ashe County, North Carolina
Paved road access
Buried power available at the lot line
Fiber internet available
Purchase Price: $37,995
Down Payment: $6,000 total with $2,000 earnest
Monthly Payment: $564.80 for 84 months (plus applicable note fee and taxes we will explain the full monthly breakdown when we speak)
Well and septic would need to be installed
Annual taxes approximately $60, confirm with county
If youve been searching for North Carolina mountain property for sale that feels usable and realistic, this one deserves your attention.
Owner Financing That Feels Clean
We structure our owner financing to be clear and professional.
The closing is handled through a North Carolina attorney. The title is verified. The deed is recorded properly with Ashe County.
Financing Terms:
Purchase Price: $37,995
Down Payment: $6,000 total with $2,000 earnest
Monthly Payment: $564.80 for 84 months
No prepayment penalty
You can pay off the balance at any time.
We use a Promissory Note and Deed of Trust so the process stays easy to follow.
A Different Kind of Buying Experience
At Grounded Properties Land, we believe buying property should feel steady, not rushed.
When you reach out, you speak with someone who knows the parcel and understands the numbers. We explain how the financing works. We outline what happens from agreement to recorded deed. We answer questions directly.
There is no script. No pressure. No vague promises.
Just clear information so you can decide with confidence.
Lets Start With a Conversation
If this 1.895 acres in Grassy Creek feels like the kind of place youve been looking for, call or text us and lets talk it through.
Well walk you through the details, answer your questions about the property and financing, and explain how the attorney closing works so you know exactly what to expect.
If it feels right after that, well guide you step by step until its officially yours.
And if you decide to keep looking, thats okay too.
Were here to help you move forward the right way not the rushed way.
State: NC
County: Ashe
Zip: 28631
Size: 1.90 acres
Apn: 05322092010
Legal Description: LOT NO. 10 as shown on a plat entitled ""Chincoteague"" of record in the Ashe County Public Registry in Plat Book 6, at page 421, to which recorded plat reference is hereby made for a metes and bounds description of said lot.
This conveyance is made subject to that certain Declaration of Protective Covenants, Conditions and Restrictions affecting said subdivision which appears of record in the Ashe County Public Registry in Book 355, at page 662, to which reference is hereby made for a specific recital of said covenants and restrictions.
Lat/Long Coordinates:
Nw: 36.558934, -81.390571
Ne: 36.559193, -81.389552
Sw: 36.558409, -81.389573
Se: 36.558839, -81.388860
Elevation: 2,545 feet
Annual Taxes: Approx. $60 per year
Zoning: Residential Property, Recreational Property, Hunting Land
Flood Zone: No
HOA/POA: No
Improvements: No improvements done.
Access: Paved Road
Water: Will need to install a Well
Sewer: Will need to install a Septic System
Utilities: Electric, TV, Internet
Owner Financing:
- $6,000.00 down (plus the non refundable doc fee of $0)
$6,000.00 down $564.80/Mo for 84 months (plus prorated taxes and note maintenance fee)
We do not offer owner financing for residential use or full-time living on the property during the financing term.
Search for detailed parcel information including; Elevation & Vegetation Maps, Ownership Information, Detailed Parcel Information, Crop History Map, Soil Survey Productivity Data, and more.
Research Parcel InformationFrom Charlotte, North Carolina to Grassy Creek Township, North Carolina
-Get on I-277 N from S Caldwell St 4 min (1.0 mi)
-Head southeast toward S Davidson St 30 ft
-Turn left onto S Davidson St 341 ft
-Turn left onto E 4th St 417 ft
-Turn right at the 1st cross street onto S Caldwell St 0.7 mi
-Sharp left to merge onto I-277 N 0.1 mi
-Take I-77 N to US-21 BYP in Elkin. Take exit 83 from I-77 N 1 hr 5 min (73.9 mi)
-Merge onto I-277 N 1.1 mi
-Use the 2nd from the right lane to take exit 5A for I-77 N/US-21 N toward I-85 S/Statesville 154 ft
-Use the left lane to take the ramp to I-77 Express Ln
-Toll road 0.5 mi
-Continue onto I-77 Express Ln
-Toll road 3.1 mi
-Use the right lane to merge onto I-77 N 0.4 mi
-Keep right to stay on I-77 N 2.8 mi
-Keep left to continue on I-77 Express Ln
-Toll road 3.7 mi
-Merge onto I-77 N 0.4 mi
-Keep left to continue on I-77 Express Ln
-Toll road 2.3 mi
-Merge onto I-77 N 0.4 mi
-Keep left to continue on I-77 Express Ln
-Toll road 4.2 mi
-Merge onto I-77 N (signs for Griffith St/Langtree St) 0.4 mi
-Use the left 2 lanes to turn slightly left onto I-77 Express Ln
-Toll road 3.4 mi
-Merge onto I-77 N 0.1 mi
-Keep right to stay on I-77 N 51.0 mi
-Use the left lane to take exit 83 for US-21 BYP toward Roaring Gap/Sparta 0.2 mi
-Take US-21 N and NC-93 W to Weaver Ford Rd in Crumpler 1 hr 8 min (49.3 mi)
-Continue onto US-21 BYP 2.4 mi
-Continue onto US-21 N/US-21 BUS
-Continue to follow US-21 N 24.6 mi
-Turn left onto S Sparta Pkwy 1.7 mi
-Turn left onto US-21 N 2.2 mi
-Continue straight onto US-221 S 0.9 mi
-Turn right onto NC-93 W 3.7 mi
-Turn left to stay on NC-93 W 5.6 mi
-Turn right to stay on NC-93 W
-Entering Virginia 0.5 mi
-Continue onto VA-93 N 0.9 mi
-Turn left onto US-58 W 1.4 mi
-Turn left onto VA-16 S 3.3 mi
-Turn left onto State Rte 856
-Entering North Carolina 0.4 mi
-Continue onto N Main St/Old Hwy 16/Old State Hwy 16 1.3 mi
-Turn left onto Weaver Ford Rd 0.4 mi