Serene Elk River Valley Retreat with Assumable VA Loan at 3.78%. Perched high in Deer Mountain Estates, this stunning home offers a rare blend of serenity, staggering views, and unmatched convenience just 8 minutes from Steamboat Springs and 20 minutes to the ski resort. Set on 3+ private acres, it s the perfect balance of seclusion and accessibility. Expansive panoramas of Sleeping Giant, Deer Mountain, and the Elk River Valley fill the open-concept main level, where a cozy gas stove anchors the living room and large windows frame breathtaking scenery. The kitchen flows effortlessly into the dining area and onto a spacious deck ideal for evening meals beneath the alpenglow. The main floor also hosts a primary suite with an ensuite bath, plus two additional bedrooms and a shared bath. The versatile lower level, complete with a full bath and a gas fireplace, offers endless possibilities: a guest suite, an office, or additional living space. An oversized garage provides ample storage for all your Steamboat gear and outdoor toys. Outdoor living shines here, from a grassy lawn perfect for gatherings to your own aspen and oak forest, creating a private mountain sanctuary. A covered front deck makes stargazing and soaking in sweeping valley views an all-season pastime. Best of all, this property presents a rare financing opportunity: the existing VA loan at 3.78% interest is assumable, and eligible to qualified buyers even non-veterans. No HOA, unmatched views, acreage, and proximity to town make this a truly unique opportunity in the Elk River Valley. Properties like this are few and far between.