USDA Loan Eligible. No Down Payment Option Available. This property is eligible for USDA financing, which may allow qualified buyers to purchase with no down payment. Household income and property location must meet USDA guidelines. Buyers are encouraged to contact their lender for additional details. Preferred lender information is available upon request. Charming 3-Bedroom Ranch on 3.06 Acres With No HOA. Welcome to this well-maintained 3-bedroom, 2-bath ranch home situated on 3.06 acres of open and wooded land. Built in 2018 and lovingly maintained by the original owner, this total-electric home offers comfort, privacy, and modern country living with no HOA. The inviting foyer features engineered hardwood flooring that extends into the separate dining room and spacious living area. The open-concept living room showcases smooth ceilings, updated light fixtures, and a stacked stone wood-burning fireplace, creating a warm and welcoming gathering space. The kitchen offers ample workspace and storage with wood cabinetry, soft-close drawers, granite countertops, a pantry, and black appliances. The bright breakfast area is filled with natural light and flows seamlessly into the living room, making it ideal for everyday living and entertaining. The oversized owner's suite serves as a private retreat, featuring a tray ceiling, sitting area, and an en-suite bathroom with granite countertops, garden tub, separate shower, water closet, and a generous walk-in closet. A split-bedroom floor plan provides added privacy, with two additional bedrooms and a full bathroom located on the opposite side of the home. Enjoy peaceful mornings on the covered front porch or relax on the rear porch overlooking the private wooded acreage. Additional exterior features include a 16x16 custom-built outbuilding ideal for storage, a workshop, or hobbies. Additional highlights include a two-car garage, dedicated laundry room, and a new well installed in 2019. If you are looking for spacious, comfortable living on beautiful acreage with the freedom of no HOA, this property is a must-see. When using our preferred lender, Pina Payne with CrossCountry Mortgage, you will receive a credit for your appraisal fee. Pina Payne 770.318.1080