Step into a compelling investment opportunity at 409 W 20th Street in Wilmington, DE, a stately all-brick, detached 1915 home perfectly suited for duplex living and income flexibility. Ideally located just one house off Baynard Boulevard and close to the heart of the city, this property combines size, charm, and versatility in a highly desirable setting. The home is configured as two completely separate 2-bedroom apartments, each with its own private entrance-ideal for long-term tenants, furnished rentals for travel nurses or interns, multi-generational living, or owner-occupancy. Unit 1 is currently leased through 6/30/26 while Unit 2 is fully furnished and vacant, offering immediate flexibility to lease, explore short-term rental options, or occupy yourself. Both units feature in-unit laundry, with a full-size laundry room on the second floor and basement laundry for the first-floor unit. The spacious first-floor apartment offers approximately 1,378 sq ft, while the second-floor unit spans about 922 sq ft. Beautiful hardwood floors run throughout, complemented by original solid wood front doors with vintage mail slots and many preserved historic details that add timeless character. Outdoor living truly sets this property apart, featuring a large private second-floor roof deck for Unit 2 and a charming shared front porch. The property also includes two legal off-street parking spaces in the rear, a rare and valuable amenity for city living. All systems are separate, and new windows were installed in 2023, adding efficiency and peace of mind. Please note: one of the prior owners allowed the non-conforming duplex use permit to lapse. To maintain legal duplex status, a buyer will need to reapply and complete the city approval process. The city has not expressed concern with the current use. With its exceptional size, classic architecture, flexible layout, and prime Wilmington location near dining, shopping, and local attractions, this property offers strong fundamentals with lifestyle appeal. Whether you're a seasoned investor or entering the multifamily market, this is a rare opportunity with significant upside. Schedule your showing today and seize the potential.

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.