JUST LISTED in Woodgate! Welcome home to this 4-bedroom, 3-bathroom, brick beauty in a quiet, established neighborhood-This property delivers major peace of mind AND outstanding value, thanks to the big-ticket updates already done for you: Brand-new HVAC (2025), updated windows (2022), and hot tub (2022) in your very own backyard oasis. Step inside your foyer to an inviting main level that offers flexible living and dining spaces. The updated kitchen offers ample counter and cabinet space, granite countertops, stainless steel appliances, an island with storage and seating, and a convenient coffee bar- perfect for busy mornings. Also on the main level are three bedrooms, including the primary bedroom with its very own private full bathroom with a tiled shower and granite counters that can be found throughout the home for a cohesive finish. The shared hall bathroom features the same granite countertops and a double sink vanity- for convenience. The finished lower level provides incredible extra space-featuring a 2-car garage, large full bathroom, a flex bedroom/office, and a spacious den with a brick fireplace, ideal for a second living area or playroom, or media space. Conveniently located just minutes from Interstate, Fort Oglethorpe, and Ringgold, this home offers unbeatable access to shopping, dining, and top-rated schools. Financing Bonus: Eligible for USDA and VA loans-100% financing, NO down payment for qualified buyers. Don't miss this rare opportunity! PLUS-use the preferred lender and receive up to $3,000 in concessions toward closing costs or a rate buy-down. Rare opportunity + real savings = incredible value. Homes like this-with updates, location, and financing perks-don't come along often. Schedule your tour today!

Copyright © 2025 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.