Take advantage of a rare assumable VA loan opportunity with an incredibly low 2.375% interest rate! This adorable 4 bedroom, 2 bathroom home sits on a generous lot in a quaint and quiet location with no HOA and offers the perfect blend of character and updates! Step inside to vaulted ceilings in the living room, centered around a cozy brick fireplace that adds warmth and personality to the space! The kitchen offers a functional layout along with a pantry straight out of your Pinterest dreams - featuring floating shelves, tons of storage, and all the room you need for organization, countertop appliances, and snacks galore. Both bathrooms were remodeled in 2020. Enjoy serene outdoor living with spacious walkout decks on both the lower and upper levels - perfect for entertaining and soaking in nature. Major updates include vinyl siding, soffits, windows, and sliding glass doors (2019), roof (2019), HVAC (2015), water heater (2020), and electrical panel (2020). There is also a transferable termite bond for extra peace of mind, along with solar panels that help keep the electric bill low for added monthly savings. With thoughtful updates and major big ticket improvements already completed, PLUS a rare assumable VA loan opportunity, this home checks all of the boxes! Schedule your showing today and come see everything this charming home has to offer!

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.