Waterfront Living on Protected Mill Creek - Just off the Rappahannock River Welcome to this exceptional waterfront retreat on protected Mill Creek, offering direct access to the Rappahannock River and the Chesapeake Bay! Situated on 2.8 private acres, this beautifully maintained 3,400 sq. ft. home combines space, comfort, and a true coastal lifestyle. The main level features a welcoming living room with a stone propane fireplace, a large kitchen with eat-in dining area, formal dining room, and a bright sunroom and screened porch that overlook Mill Creek. A first-floor primary suite (custom bathroom and walk-in closet) provides convenience and privacy, while hardwood floors add warmth and character throughout. Upstairs you'll find four additional bedrooms (one currently used as an office), a full bath, and a large walk-in storage area (could provide additional living space). NO FLOOD INSURANCE REQUIRED Outdoor living is a highlight with a screened-in porch overlooking the water, attached garage, and a 24x31 detached garage perfect for boats, hobbies, or storage. The private dock with boat lift offers easy access for fishing, crabbing, and boating adventures. Additional features include: - Recently upgraded kitchen appliances - Updated HVAC systems - Recently upgraded hot water heater - 2 full bathrooms, and powder room - Propane fireplace - Dock recently redecked - Minutes to local marinas, beaches, and waterfront dining. Whether you're seeking a full-time residence or a weekend getaway, this property offers the perfect blend of privacy, space, and waterfront living on one of the Middle Neck's most desirable waterways.

Copyright © 2026 Chesapeake Bay & Rivers Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.